For years, the phrase “affordable housing” has been repeated across the Turks and Caicos Islands as if saying it often enough will make it real. But anyone who has ever built a home, renovated a room, or even priced out a pallet of cement knows the truth: affordable housing, as currently defined, is structurally impossible in TCI. Not because government lacks goodwill. Not because developers are greedy. But because the formula itself is wrong. Across the Caribbean, countries